Archive for November, 2009


The Right Beneficiary

Icon Provided by Joseph Regenstein IV, CMFC on November 18, 2009

Who have you chosen to inherit your assets?
It may be wise to review your choices.
Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k), life insurance policy, or annuity?
You may be able to answer such a question quickly and easily. Or you may be saying, “You know … I’m [...]

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Tags: 401 k, beneficiaries, beneficiary designation, beneficiary designations, custodian, insurance policies, life insurance policy, living trust, probate, retirement plans


Is The Real Estate Downturn Done?

Icon Provided by Joseph Regenstein IV, CMFC on November 17, 2009

Is the recovery imminent? Or already underway?
Signs point to a rebound. As this recession emerged, many economists felt that it would only fade away when the sector where it all began healed itself. It was in late 2006 when the U.S. real estate bubble began to pop, setting off a chain reaction of shocks that [...]

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Tags: business economy, case shiller home price index, Economic Update, existing home sales, home price index, housing finance agency, real estate bubble, real estate sector, REIT, residential resales


The Creative Way to "Maximize" Your Pension

Icon Provided by Joseph Regenstein IV, CMFC on November 16, 2009

Here’s a move that might prove useful for you and your spouse.
Are you wondering how to make the most of your pension? If you’re thinking about which income option to take, maybe it’s time to think outside the box. Here’s why.
When most retiring public service employees meet with a pension administrator and look over their [...]

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Tags: financial expert, insurance decision, life insurance policy, lifetime, Pension, pension fund, pension income, pension payout, pensions, Personal finance, retirement income, Retirement Planning, Risk Management, survivor