ABOUT US

Rainstone Financial

Rainstone was founded in 2008 with the belief that the ever shifting financial markets, low savings rates and increased education expenses will leave American Families increasingly unprepared for their financial futures. Rainstone Financial is a financial services firm that provides investment and retirement plans, insurance and estate planning, succession plans and tax planning strategies.

Joseph Regenstein IV, CMFC – Financial Planner

Joseph Regenstein IV - Financial PlannerJoe, originally from Chicago, now works in the Greater Orlando area and resides in Oviedo with his wife Sara and Daughter Emily. He has extended management experience and has been in the financial arena since 2003.

With an emphasis in Finance, Joe earned his Bachelor of Science in Business Administration from the University of Central Florida.  He currently holds the
Series 7, 63 and 65 securities licenses, as well as being licensed to sell Life
Insurance, health Insurance and Variable Annuities in Florida and
North Carolina.  In 2004 he earned the Chartered Mutual Fund Counselor (CMFC©) designation.

Joe is currently involved in the leadership of several organizations:

  • Secretary of the Oviedo Winter Springs Regional Chamber of Commerce.
  • Board of Directors for the University of Central Florida Alumni Association.
  • Chair of the University of Central Florida College of Business Administration Alumni Chapter.

Away from the office, Joe enjoys playing golf and is passionate about raising funds and awareness for people with disabilities.

J.W. Cole Financial, Inc.

Independently owned and having absolutely no ties to any proprietary securities or products, J.W. Cole Financial and its Investment Professionals are able to successfully and ethically serve their clients’ financial needs without any added pressures or quotas. Solid relationships serve as the foundation for our success as well the catalyst for our future growth.

J. W. Cole’s investment philosophy is simple: Define the client’s needs, work closely with the client to establish a diversified investment plan, implement the plan and report and review the results with the client often.

Jonathan Roberts Advisory Group, Inc.

Jonathan Roberts Advisory Group is the corporate Registered Investment Adviser for J.W. Cole Financial. Through Jonathan Roberts Advisory Group clients have an array of financial advisory services and products available to them, such as: fee based accounts, a variety of financial planning and consulting services and third party money managers.

Through the fee based account program clients may hire their adviser to provide ongoing management of their portfolio for an asset based fee, thereby eliminating transaction-based commissions.

Under the financial planning & consulting services program clients have access to comprehensive financial plans, asset allocation services, college finance planning, insurance planning, investment planning for self employed individuals, hourly financial consulting and more.

The separately managed accounts program enables clients to hire a sophisticated third party money management firm referred by their financial adviser to manage either a portion or all of their portfolio’s assets. Speak with your adviser today to learn more about the separately managed accounts program.

Jonathan Roberts Advisory Group is committed to providing the best in investment advisory services.