401(k)-to-Roth rollovers are now possible before age 59½. A new possibility. Sometimes employees want to pull money out of a 401(k) before they retire. It isn’t always because of an emergency. Some workers want to make an in-service non-hardship withdrawal just to roll their 401(k) assets into an IRA. Why? They see lower account fees [...]

What makes this such a prime retirement planning tool? Why are more businesses offering Roth 401(k)s? Simply put, more firms are recognizing their advantages – especially when it comes to the retirement planning of professionals, business owners and executives. Tax-free growth. Roth 401(k) assets grow without being taxed, as employee contributions are made with after-tax [...]