Rainstone FinancialFinancial Planning Archives – Rainstone Financial -

Women Take a Larger Role in Family Finance

Joseph Regenstein IV, CMFC — Wed, 21 Jul 2010 13:00:22 +0000

Women Take a Larger Role in Family Finance is a post from: Rainstone Financial

Women Take a Larger Role in Family Finance is a post from: Rainstone Financial Financial advisers are noticing a shift. A development few have noticed. The recession that started in 2007 quietly brought an economic shift to millions of American families – the woman of the house became the primary wage earner. In June 2010, [...]

The Advantages of HSAs

Joseph Regenstein IV, CMFC — Wed, 14 Jul 2010 13:00:19 +0000

The Advantages of HSAs is a post from: Rainstone Financial

The Advantages of HSAs is a post from: Rainstone Financial Health Savings Accounts offer you tax breaks and more. Why do people open up Health Savings Accounts in tandem with high-deductible insurance plans? Well, here are some of the compelling reasons why younger, healthier employees decide to have HSAs. #1: Tax-deductible contributions. These accounts are [...]

The Right Beneficiary

jregenstein — Fri, 09 Jul 2010 13:00:10 +0000

The Right Beneficiary is a post from: Rainstone Financial

The Right Beneficiary is a post from: Rainstone Financial Who have you chosen to inherit your assets? It may be wise to review your choices. Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k), life insurance policy, or annuity? You may be able to answer such a question [...]

Finding a Tax Preparer

Joseph Regenstein IV, CMFC — Mon, 05 Jul 2010 13:00:03 +0000

Finding a Tax Preparer is a post from: Rainstone Financial

Finding a Tax Preparer is a post from: Rainstone Financial When should you hire one? What should you look for? Is doing your own taxes getting to be more and more of a challenge? Are you thinking of hiring someone to do it for you? Are you wondering if that will be worth the cost? [...]

Why People Want Independent Financial Advisors

Joseph Regenstein IV, CMFC — Tue, 15 Jun 2010 13:09:06 +0000

Why People Want Independent Financial Advisors is a post from: Rainstone Financial

Why People Want Independent Financial Advisors is a post from: Rainstone Financial A new perception has taken hold: “independent” is better. Times have changed – and so have financial advisors. Today, people don’t want financial advice from a salesman. Instead, they want a relationship with a financial professional who is candid, trustworthy and thoroughly educated, [...]

More Details About Obamacare

Joseph Regenstein IV, CMFC — Thu, 15 Apr 2010 13:00:40 +0000

More Details About Obamacare is a post from: Rainstone Financial

More Details About Obamacare is a post from: Rainstone Financial Cutting through the talking points. Now that the Affordable Health Care for America Act has been signed and the follow up reconciliation bills passed it is time to revisit claims circulating about what the law does. To follow up the Health Care in America article we [...]

The Top 10 Reasons NOT to Plan For Retirement

Joseph Regenstein IV, CMFC — Wed, 31 Mar 2010 13:00:48 +0000

The Top 10 Reasons NOT to Plan For Retirement is a post from: Rainstone Financial

You probably read or hear about some “Top Ten” list nearly every day. But take a moment to read this one. This list is different, and probably not the kind of list you’d expect a Financial Advisor to write.

Monte Carlo Simulation

Joseph Regenstein IV, CMFC — Mon, 29 Mar 2010 13:00:25 +0000

Monte Carlo Simulation is a post from: Rainstone Financial

Monte Carlo Simulation is a post from: Rainstone Financial Rolling the dice on returns. When a man walks into a casino in Monte Carlo and rolls a pair of dice at the craps table, he has a 1 in 36 chance (62=36) of the dice lying face up in any particular combination. He knows this because [...]

Health Care in America

Joseph Regenstein IV, CMFC — Thu, 25 Mar 2010 13:10:34 +0000

Health Care in America is a post from: Rainstone Financial

Health Care in America is a post from: Rainstone Financial But the historic vote hardly means an end to the debate. The House approves the Senate bill. Not a single Republican voted for it, but 219 Democrats did – and by a vote of 219-212, the House of Representatives sent the Senate’s version of landmark [...]

Where were you on the night of April 15, 2007?

Joseph Regenstein IV, CMFC — Tue, 23 Mar 2010 13:00:03 +0000

Where were you on the night of April 15, 2007? is a post from: Rainstone Financial

Where were you on the night of April 15, 2007? is a post from: Rainstone Financial If you didn’t collect your refund for the 2006 tax year, time is running out to claim it! $1.3 Billion Dollars. That’s the amount of unclaimed refund money the IRS is holding in their account. From the original filing [...]