Archive for the ‘Financial Planning’ Category


Baby Boomers and Retirement Hopes

Icon Provided by Joseph Regenstein IV, CMFC on December 8, 2011

A generation needs help to keep its dreams alive. What do you think your retirement will be like? If you are like many baby boomers, you may be pessimistic about it. Look at the results of a recent poll conducted by the Associated Press and NBC’s LifeGoesStrong.com: Only 11% of boomers think they will retire [...]

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Monte Carlo Simulation

Icon Provided by Joseph Regenstein IV, CMFC on December 6, 2011

Rolling the dice on returns. When a man walks into a casino in Monte Carlo and rolls a pair of dice at the craps table, he has a 1 in 36 chance (62=36) of the dice lying face up in any particular combination. He knows this because each of the six sides of each die – [...]

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Which Financial Documents Should You Keep On File?

Icon Provided by Joseph Regenstein IV, CMFC on November 26, 2011

What should you store in one easily accessible place? You might be surprised how many people have financial documents scattered all over the house – on the kitchen table, underneath old newspapers, in the hall closet, in the basement. If this describes your financial “filing system”, you may have a tough time keeping tabs on [...]

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Americans Delay Retirement

Icon Provided by Joseph Regenstein IV, CMFC on November 20, 2011

What does it mean for people and companies? Is 70 the new 65? It may be, for many Americans are electing to postpone retirement as an effect of the recent volatility in the financial markets. If 70 is the new 65, some workplace changes are worth noting – these trends may be affecting you, your [...]

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How Credit Freezes May Help to Combat Identity Theft

Icon Provided by Joseph Regenstein IV, CMFC on November 11, 2011

Why do people elect to put their credit “on ice”? If you are worried about getting hacked – and, these days, who isn’t – a credit freeze is a precautionary measure that may be worth considering. Is a credit freeze an iron-clad, 100% guaranteed way to protect yourself from Identity Theft? Unfortunately, no. Just about [...]

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