Archive for the ‘Financial Planning’ Category


How Much Retirement Income Will You Really Need?

Icon Provided by Joseph Regenstein IV, CMFC on March 18, 2010

Many people underestimate lifestyle costs, medical expenses and inflation. What is enough? What is not enough? If you’re considering retiring in the near future, you’ve probably heard or read that you need about 70% of your end salary to live comfortably in retirement. This estimate is frequently repeated … but that doesn’t mean it is [...]

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Tags: asset allocations, chronic health problems, health care costs, income portfolio, inflation, investment portfolios, retirement income, retirement planner


Breaking the Surface – Recovering From Unemployment

Icon Provided by Joseph Regenstein IV, CMFC on February 22, 2010

Four tips for recovering from unemployment. Any period of unemployment is fraught with stress – both personal and financial. While landing that formerly-elusive new job can be a relief, it is only the first step on the road to recovery from unemployment. This transition time is akin to breaking the surface after being underwater for [...]

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Tags: advice, family, financial health, Financial Planning, goal, job, paycheck, survival, Unemployment, well-being


Roth 401(K)s For Businesses

Icon Provided by Joseph Regenstein IV, CMFC on November 6, 2009

What makes this such a prime retirement planning tool? Why are more businesses offering Roth 401(k)s? Simply put, more firms are recognizing their advantages – especially when it comes to the retirement planning of professionals, business owners and executives. Tax-free growth. Roth 401(k) assets grow without being taxed, as employee contributions are made with after-tax [...]

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Tags: 401k, business owners, contribution limit, employee contributions, Retirement Planning, roth ira