Archive for the ‘Risk Management’ Category


The Right Beneficiary

Icon Provided by Joseph Regenstein IV, CMFC on November 18, 2009

Who have you chosen to inherit your assets?
It may be wise to review your choices.
Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k), life insurance policy, or annuity?
You may be able to answer such a question quickly and easily. Or you may be saying, “You know … I’m [...]

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Tags: 401 k, beneficiaries, beneficiary designation, beneficiary designations, custodian, insurance policies, life insurance policy, living trust, probate, retirement plans


The Creative Way to "Maximize" Your Pension

Icon Provided by Joseph Regenstein IV, CMFC on November 16, 2009

Here’s a move that might prove useful for you and your spouse.
Are you wondering how to make the most of your pension? If you’re thinking about which income option to take, maybe it’s time to think outside the box. Here’s why.
When most retiring public service employees meet with a pension administrator and look over their [...]

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Tags: financial expert, insurance decision, life insurance policy, lifetime, Pension, pension fund, pension income, pension payout, pensions, Personal finance, retirement income, Retirement Planning, Risk Management, survivor


Could Small Businesses Cope With Mandatory Health Insurance?

Icon Provided by Joseph Regenstein IV, CMFC on November 5, 2009

Provide employee health insurance, or pay a penalty? Small business owners worry about having to face that choice. That possibility moved a step closer to reality in mid-July, as three of five Congressional committees approved new legislation to remake American health care – legislation that could expand health insurance coverage to 46 million uninsured Americans, [...]

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Tags: business owner, business owners, employee health insurance, health care legislation, health care reforms, health coverage, health insurance, health insurance premiums, health plan, new legislation, payroll tax, small business owners