Archive for the ‘Risk Management’ Category


The Creative Way to "Maximize" Your Pension

Icon Provided by Joseph Regenstein IV, CMFC on August 24, 2010

Here’s a move that might prove useful for you and your spouse. Are you wondering how to make the most of your pension? If you’re thinking about which income option to take, maybe it’s time to think outside the box. Here’s why. When most retiring public service employees meet with a pension administrator and look [...]

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Tags: financial planner, insurance decision, life insurance, Pension, pension fund, pension income, pension payout, pensions, personal finances, retirement income, Retirement Planning, Risk Management, survivor


Diversification Isn’t Just About Market Risk

Icon Provided by Joseph Regenstein IV, CMFC on August 12, 2010

There are other risks we sometimes don’t think about. When an investor or financial advisor thinks about diversification, it is generally with market risk in mind. It’s worth remembering that there are other potential risks to your money – and diversification can be valuable in helping you cope with them. Business risk. Even today, there [...]

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Tags: business risk, financial planner, Financial Planning, financial services professionals, investment vehicles, investor protection corporation, market risk, money managers


The Cross Purchase Buy-Sell Agreement

Icon Provided by Joseph Regenstein IV, CMFC on August 11, 2010

Taking Care of Your Business After You’re Gone Business owners are builders. They spend their lives building a business that provides goods and services to their clients and provides themselves a living. But nothing can tear down that lifetime work faster than their own death, or the death of a business partner. Often, much of [...]

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Tags: business owner, business owners, business partner, buy sell, continuation, creditors, cross purchase, deceased partner, liquidation, sole proprietor, uncertainty