Rainstone FinancialRisk Management Archives – Rainstone Financial -

How Long Term Care Insurance (LTCi) Can Help Protect Your Assets

Joseph Regenstein IV, CMFC — Fri, 02 Jul 2010 13:00:01 +0000

How Long Term Care Insurance (LTCi) Can Help Protect Your Assets is a post from: Rainstone Financial

How Long Term Care Insurance (LTCi) Can Help Protect Your Assets is a post from: Rainstone Financial Create a pool of healthcare dollars that will grow in any market. How will you pay for long term care? The sad fact is that most people don’t know the answer to that question. But a solution is [...]

The Importance of a Life Insurance Audit

Joseph Regenstein IV, CMFC — Tue, 06 Apr 2010 13:00:58 +0000

The Importance of a Life Insurance Audit is a post from: Rainstone Financial

At some point - when the nest is empty or other life changes occur - there may come a time where you don’t need life insurance at all or you may desperately need it to protect your estate. Reviewing your life insurance policies is one way to make sure you have the coverage that is right for you and your family now, today – not when you bought it.

The Cross Purchase Buy-Sell Agreement

Joseph Regenstein IV, CMFC — Fri, 26 Mar 2010 13:00:35 +0000

The Cross Purchase Buy-Sell Agreement is a post from: Rainstone Financial

The Cross Purchase Buy-Sell Agreement is a post from: Rainstone Financial Taking Care of Your Business After You’re Gone Business owners are builders. They spend their lives building a business that provides goods and services to their clients and provides themselves a living. But nothing can tear down that lifetime work faster than their own [...]

Health Care in America

Joseph Regenstein IV, CMFC — Thu, 25 Mar 2010 13:10:34 +0000

Health Care in America is a post from: Rainstone Financial

Health Care in America is a post from: Rainstone Financial But the historic vote hardly means an end to the debate. The House approves the Senate bill. Not a single Republican voted for it, but 219 Democrats did – and by a vote of 219-212, the House of Representatives sent the Senate’s version of landmark [...]

Diversification Isn’t Just About Market Risk

Joseph Regenstein IV, CMFC — Mon, 22 Mar 2010 13:00:06 +0000

Diversification Isn’t Just About Market Risk is a post from: Rainstone Financial

Diversification Isn’t Just About Market Risk is a post from: Rainstone Financial There are other risks we sometimes don’t think about. When an investor or financial advisor thinks about diversification, it is generally with market risk in mind. It’s worth remembering that there are other potential risks to your money – and diversification can be [...]

The Creative Way to "Maximize" Your Pension

jregenstein — Mon, 16 Nov 2009 13:00:15 +0000

The Creative Way to "Maximize" Your Pension is a post from: Rainstone Financial

The Creative Way to "Maximize" Your Pension is a post from: Rainstone Financial Here’s a move that might prove useful for you and your spouse. Are you wondering how to make the most of your pension? If you’re thinking about which income option to take, maybe it’s time to think outside the box. Here’s why. [...]

Could Small Businesses Cope With Mandatory Health Insurance?

jregenstein — Thu, 05 Nov 2009 13:00:33 +0000

Could Small Businesses Cope With Mandatory Health Insurance? is a post from: Rainstone Financial

Could Small Businesses Cope With Mandatory Health Insurance? is a post from: Rainstone Financial Provide employee health insurance, or pay a penalty? Small business owners worry about having to face that choice. That possibility moved a step closer to reality in mid-July, as three of five Congressional committees approved new legislation to remake American health [...]

It’s Time to Review Your Insurance

jregenstein — Wed, 04 Nov 2009 13:00:46 +0000

It’s Time to Review Your Insurance is a post from: Rainstone Financial

It’s Time to Review Your Insurance is a post from: Rainstone Financial September is National Life Insurance Awareness Month When was the last time you looked at your life insurance coverage? Why not do it now? September is as good a time as any – in fact, this is National Life Insurance Awareness Month. The [...]