Archive for the ‘Small Business’ Category


Roth 401(K)s For Businesses

Icon Provided by Joseph Regenstein IV, CMFC on November 6, 2009

What makes this such a prime retirement planning tool?
Why are more businesses offering Roth 401(k)s? Simply put, more firms are recognizing their advantages – especially when it comes to the retirement planning of professionals, business owners and executives.
Tax-free growth. Roth 401(k) assets grow without being taxed, as employee contributions are made with after-tax dollars. When [...]

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Tags: business owners, contribution limit, employee contributions, Retirement Planning, roth 401 k, roth ira


Could Small Businesses Cope With Mandatory Health Insurance?

Icon Provided by Joseph Regenstein IV, CMFC on November 5, 2009

Provide employee health insurance, or pay a penalty? Small business owners worry about having to face that choice. That possibility moved a step closer to reality in mid-July, as three of five Congressional committees approved new legislation to remake American health care – legislation that could expand health insurance coverage to 46 million uninsured Americans, [...]

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Tags: business owner, business owners, employee health insurance, health care legislation, health care reforms, health coverage, health insurance, health insurance premiums, health plan, new legislation, payroll tax, small business owners


It’s Time to Review Your Insurance

Icon Provided by Joseph Regenstein IV, CMFC on November 4, 2009

September is National Life Insurance Awareness Month
When was the last time you looked at your life insurance coverage? Why not do it now? September is as good a time as any – in fact, this is National Life Insurance Awareness Month. The non-profit Life and Health Insurance Foundation for Education (LIFE) wants to awaken Americans [...]

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Tags: beneficiaries, beneficiary, business owner, business owners, death benefit, financial strategy, key person insurance, life insurance coverage, life insurance policy, sretirement planning