IRA Rollover Solutions
- Rollover your 401k
- It turns out that finding a new job is something one in every five U.S. workers does every year, according to the U.S. Bureau of Labor Statistics. Many use that event as a chance to consolidate their retirement assets and move them to a new IRA.
- Why Roll Over to an IRA?
What's In It For You?
There are many advantages to taking your Employer Sponsored Retirement Plan with you:
- Wider choice of investment options, literally thousands of choices
including private wealth managers, a comprehensive mutual fund offering,
stocks, fixed-income securities and ETFs. - Potential for better service, statements and Internet accessibility.
- More retirement distribution options.
- Continued tax deferral.
- Possible conversion to a Roth IRA (subject to eligibility)
What Happens If You Leave It Behind?
- If the plan is moved to a different Investment Company you could end up in the default investments.
- The educational resources offered by the employer might not be accessible.
- Wider choice of investment options, literally thousands of choices
- How do I roll over to an IRA?
5 Easy Steps
Step 1: Contact a Rainstone Financial Advisor to review your investment objectives.
Step 2: Review investment options and recommendations.
Step 3: Complete the required paper work and initiate your transfer.
Step 4: Invest your assets.
Step 5: Review investment objectives and performance at least annually.
We know you’ve got options when it comes to selecting a Rollover partner. Here are some reasons we believe a Rollover is a prudent financial move and Rainstone Financial is an excellent choice:
- More investment choices.
There are literally thousands of investment choices available outside of your Employer Sponsored Retirement Plan. We offer an array of products that are designed to fit your needs: private wealth managers, a comprehensive mutual fund offering, stocks, fixed-income securities and ETFs. To review your choices, see Investment Products. - We offer low fee IRAs.
Annual and custodial fees are low or waived depending on the IRA Custodian selected. - Simplified management
It’s easier to track your progress and make informed investment decisions when your retirement savings are in one place. You have access to our consolidated statement service to view most of your investment accounts in one place. Let your representative know if there are other accounts you would like to appear with your IRA on the consolidated statement. - We’re here to help.
Our representatives can answer your questions, guide you through the paperwork and even call your previous employer’s plan administrator with you to initiate your rollover.