Posts Tagged ‘retirement income’


Should You Downsize for Retirement?

Icon Provided by Joseph Regenstein IV, CMFC on July 12, 2010

It may be better to sell that big home rather than keep it. You want to retire, and you own a large home that is nearly or fully paid off. The kids are gone, but the upkeep costs haven’t fallen. Should you retire and keep your home? Or sell your home and retire? Maybe it’s [...]

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Tags: cash flow, corporate downsizing, early retirement, economy, financial resources, home equity, lifestyle, mortgage payment, retirement income


The Two Biggest Retirement Misconceptions

Icon Provided by Joseph Regenstein IV, CMFC on May 26, 2010

While the idea of retirement has changed, certain financial assumptions haven’t. We’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in our lives one day. We do not expect “retirement” to be all leisure. While this is becoming a cultural assumption among baby [...]

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Tags: american academy of actuaries, baby boomers, financial assumptions, health care reforms, health insurance, investment advice, life expectancy, misconceptions, retirement, retirement income, retirement money, retirement plan, Retirement Planning, social security


How Much Retirement Income Will You Really Need?

Icon Provided by Joseph Regenstein IV, CMFC on March 18, 2010

Many people underestimate lifestyle costs, medical expenses and inflation. What is enough? What is not enough? If you’re considering retiring in the near future, you’ve probably heard or read that you need about 70% of your end salary to live comfortably in retirement. This estimate is frequently repeated … but that doesn’t mean it is [...]

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Tags: asset allocations, chronic health problems, health care costs, income portfolio, inflation, investment portfolios, retirement income, retirement planner