Posts Tagged ‘retirement income’


The Creative Way to "Maximize" Your Pension

Icon Provided by Joseph Regenstein IV, CMFC on August 24, 2010

Here’s a move that might prove useful for you and your spouse. Are you wondering how to make the most of your pension? If you’re thinking about which income option to take, maybe it’s time to think outside the box. Here’s why. When most retiring public service employees meet with a pension administrator and look [...]

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Tags: financial planner, insurance decision, life insurance, Pension, pension fund, pension income, pension payout, pensions, personal finances, retirement income, Retirement Planning, Risk Management, survivor


Should You Downsize for Retirement?

Icon Provided by Joseph Regenstein IV, CMFC on July 12, 2010

It may be better to sell that big home rather than keep it. You want to retire, and you own a large home that is nearly or fully paid off. The kids are gone, but the upkeep costs haven’t fallen. Should you retire and keep your home? Or sell your home and retire? Maybe it’s [...]

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Tags: cash flow, corporate downsizing, early retirement, economy, financial resources, home equity, lifestyle, mortgage, retirement income


The Two Biggest Retirement Misconceptions

Icon Provided by Joseph Regenstein IV, CMFC on May 26, 2010

While the idea of retirement has changed, certain financial assumptions haven’t. We’ve all heard about the “new retirement”, the mix of work and play that many of us assume we will have in our lives one day. We do not expect “retirement” to be all leisure. While this is becoming a cultural assumption among baby [...]

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Tags: american academy of actuaries, baby boomers, financial assumptions, health care reform, health insurance, investment, life expectancy, misconceptions, retirement, retirement income, retirement money, retirement plan, Retirement Planning, social security