Posts Tagged ‘roth ira conversion’


Could a Roth IRA Conversion Affect a Student’s Financial Aid?

Icon Provided by Joseph Regenstein IV, CMFC on April 27, 2010

Run the numbers, because the answer could be “yes.” An underreported story. In 2010, we have a wave of IRA owners converting traditional IRAs to Roths. There are all kinds of compelling reasons to make that move. Yet for some IRA owners, the conversion may have an unintended consequence: it may reduce their son or [...]

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Tags: college financial aid, education costs, fafsa, family incomes, financial aid decisions, free application for federal student aid, Roth, roth conversions, roth ira conversion, unintended consequence


Roth IRA Conversions For 2010

Icon Provided by Joseph Regenstein IV, CMFC on February 2, 2010

In 2010, anyone may convert a traditional IRA to a Roth IRA. No income limits will stand in the way of the conversion.1 Should you do it? Here’s why it may (or may not) make sense for you to go Roth next year.

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Tags: beneficiaries, beneficiary, distributions, heirs, IRA, ira assets, irs, life expectancy, minimum withdrawals, older investors, retirement, Roth, roth ira conversion


Your Annual Financial To-Do List

Icon Provided by Joseph Regenstein IV, CMFC on January 4, 2010

Things you can do before and for the New Year. The end of the year is a good time to review your personal finances. What are your financial, business or life priorities for 2010? Try to specify the goals you want to accomplish. Think about the consistent investing, saving or budgeting methods you could use [...]

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Tags: ira contribution, personal finances, roth conversion, roth ira conversion, roth iras