Posts Tagged ‘roth ira’


Roth 401(K)s For Businesses

Icon Provided by Joseph Regenstein IV, CMFC on November 6, 2009

What makes this such a prime retirement planning tool? Why are more businesses offering Roth 401(k)s? Simply put, more firms are recognizing their advantages – especially when it comes to the retirement planning of professionals, business owners and executives. Tax-free growth. Roth 401(k) assets grow without being taxed, as employee contributions are made with after-tax [...]

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Tags: 401k, business owners, contribution limit, employee contributions, Retirement Planning, roth ira


Don’t Forget These 2009 Tax Breaks!

Icon Provided by Joseph Regenstein IV, CMFC on November 3, 2009

The year goes by, you get busy … and tax-saving opportunities slip away. So as a reminder, this article is here to reacquaint you with some of the notable federal tax breaks offered this year. The first-time homebuyer credit. This is the up-to-$8,000 credit available in 2009 to anyone who hasn’t owned a home during [...]

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Tags: business owner, business owners, distributions, excise taxes, health plan, IRA, irs, joseph regenstein, money, oviedo, Rainstone Financial, required minimum distribution, Roth, roth ira, section 179 deduction


Small Business Planning

Icon Provided by Joseph Regenstein IV, CMFC on August 31, 2009

Small Business Retirement If you’re self-employed or have your own business, you can have a small business retirement plan. It’s a great way to save for your own future, get tax breaks for your business and offer competitive employee benefits. Start by selecting the right small business retirement plan for you.

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Tags: brokerage account, business expense, business owner, business owners, business planning, contribution limit, disability, employee benefits, employee contributions, employer contribution, employer contributions, exit plan, inflation, insurance, investment, IRA, irs, money, overhead expense, overhead expenses, oviedo, participants, Rainstone Financial, retirement, retirement plan, retirement savings, Risk Management, Roth, roth ira, sole proprietors